Large Network of Providers. Is there a dental plan without a waiting period? What does dental waiting period mean? What is the waiting period for dental insurance?
One unique company, Spirit Dental , provides full coverage for all classes of service immediately with no waiting period.
Depending on your state of residence, orthodontia may require a waiting period. Humana Dental Loyalty Plus Plan has no waiting period , ever. Individual dental insurance that covers everything with no waiting period often contains caveats. This plan also has a one-time deductible per person or family.
Unlike group plans through employers, the issuing company cannot pool risks. Therefore, the companies place restrictions such as graded benefits and exclusions for pre-existing conditions. Each plan’s coverage varies.
There are no waiting periods for Preventive, Basic or Major services on the Spirit Dental plans.
However, if you select a plan with Orthodontia services you may fin depending upon your state of residence, a waiting period on this service.