Aetna dmo coverage details

Dental Maintenance Organization ( DMO ) FAQs. Member Services for coverage details. A cost-saving plan that’s so easy to use. Get the benefit of wide coverage , plus the bonus of cost savings.

Illinois DMO is not an HMO.

Each insurer has sole financial responsibility for its own products. Aetna Life Insurance Company ( Aetna ). DNO in Virginia is not an HMO. Refer to your plan documents for details. Subject to state requirements. Out-of-area emergency dental care may be reviewed by our dental consultants to verify appropriateness of treatment.

Plus, the DMO is great for families with lower copays and co-insurance, and great orthodontia coverage.

The savings really add up compared to a conventional plan. You choose a primary care dentist. If you need to see a specialist, your primary care dentist gives you a referral. You get peace of mind with no deductibles or annual maximums. To learn more, view the DMO video.

When we receive your information, we will send you coverage details specific to your plan. Will plan switches affect my orthodontic benefits? But we also have plenty of plan design options for you to choose from. As with an HMO, you only receive a benefit when you use a participating provider. You must select a primary care dentist (PCD) who will provide most of your dental care and provide referrals, if needed.

Select your plan and click continue. Click on the type of dentist you need from the options provided. What are my dental plan options ? Take two easy steps to start your dental care Step 1: Pick a PCD. Your DMO benefits and insurance plan begins with your primary care dentist (PCD).

Yeah, you read that right.

It was introduced later as the company continued to expand its services. This material is for information purposes only. Not all dental services are covered.

See FEDVIP brochure (PDF) for a complete description of benefits, exclusions, limitations and conditions of coverage. Discount programs provide access to. Insurers of both DMOs and PPOs have worked out deals with dentists to lower your costs for care. There are several similarities and differences between the two. Find your best coverage from over 7Medicare plans nationwide.

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