Cigna dental dual coverage

Cigna Dental Insurance Plans. Our dental preferred provider organization (DPPO) plans offer affordable dental plan options to people of all ages, nationwide. The address is printed on your ID card. You will receive an Explanation of Benefits after your claim is processed.

Before you enroll in any dental plan, make sure to read the details of plan coverage , including limitations, exclusions, and possible waiting periods. DPPO: Do they have waiting periods? Some dental plans require you to wait for a period of time after enrollment before your coverage kicks in, especially for non-preventive dental services.

For costs and details of coverage , see your plan documents. CIGNA Dental PPO: Orthodontics in Progress “Orthodontics in Progress” refers to orthodontic care in progress at the time your dental coverage becomes effective. A benefit is paid for covered out-of-network emergency dental care.

Certain states mandate coverage for dental care received out-of-network. For example, in Minnesota, the plan will pay of the value of your network benefit for covered out-of-network services. JavaScript is required For the best experience on htmlWebpackPlugin. When you are covered by two dental plans this is called dual coverage. This does not double your coverage.

If you are covered by two dental plans. However, it may reduce your out-of-pocket costs. How much does CIGNA Dental insurance cost? Is CIGNA Dental insurance right for You?

What does CIGNA Dental insurance cover? You simply pay an annual rate, which starts at just $8 and then get access to a. That’s partly why the sites we review here come in handy when you’re searching for coverage. Coverage varies for complex procedures. When plans contain a Coordination of Benefits provision, both carriers will. Kansas and Nebraska) P. Having dual coverage does not mean that you have double the benefits, rather both insurance companies.

Here’s how you can compare your and your spouse’s dental plans so you can choose the option that provides the coverage you need at a price you can afford. All group dental insurance policies and dental benefit plans contain exclusions and limitations. Depending on the patient’s plan, procedures can only be completed a certain amount of times per year. For example, oral exams are typically only covered twice per year (every six months).

Dual coverage means a patient’s treatment is covered by more than one dental insurance plan. With dual coverage , you cannot combine the services. When you have two dental insurance policies, one acts as a primary and the other as a secondary form of coverage. Group dental insurance policies featuring the MetLife Preferred Dentist Program are underwritten by Metropolitan Life Insurance Company, New York, NY.

Dental Managed Care Plan benefits are provided by Metropolitan Life Insurance Company, a New York corporation in NY.