Dental insurance without employer

Find Out How You Can Save. CompBenefits Insurance Company, CompBenefits Company, CompBenefits Dental , Inc. Aetna Vital Dental Savings.

Individual plans advertise costs of around $2to $3annually, which is higher than many group plans charge, says Amy Bach, executive director of United Policyholders, an insurance consumer advocacy organization in San Francisco. The problem with private dental insurance is that it has many limitations.

But for any major dental work,. Policies bought individually want to know you are going to keep paying premiums and not drop the insurance as soon as treatment is done. They are, as the name implies, organizations that have negotiated discount prices with participating dentists who make up their network. You pay an annual fee to have access to these dentists and their reduced rates.

Wait any longer than a month or so,. Just because you’re unemployed doesn’t mean your oral hygiene should suffer, or that you should have to pay an arm and a leg to take care of your teeth. Take a look at these low and no cost alternatives to dental insurance.

Types of Dental Insurance. What’s the difference between PPO and HMO dental insurance ? PPO dental insurance gives you flexibility in choosing your provider. Otherwise, there is a waiting period of months for basic restorative services or months for major restorative services. Regardless of company size or location, you are not legally required to provide dental or vision insurance to your employees. However, many companies who already offer medical insurance choose to offer dental and vision insurance as value add-on benefits.

This is an advertisement for a pre-paid dental plan. This plan is licensed by the AZ Dept of Insurance as a pre-paid dental plan. Employers Dental Services, Inc. Members enroll in the plan for a monthly fee.

The national network of Delta Dental companies protects more smiles than any other insurance company. Offer employees group dental insurance that focuses on overall health. Cigna Dental Insurance Plans You can take advantage of Cigna dental coverage with or without a Cigna medical plan. Our dental preferred provider organization (DPPO) plans offer affordable dental plan options to people of all ages, nationwide.

You’ll pay an annual fee and get a discount, anywhere from percent to percent, on average dental care prices. Unlike insurance plans, there are no annual caps or waiting periods.

Because employers get a group rate and often pay a portion of workers’ dental insurance premiums, group dental insurance is also the lowest cost dental coverage. Surprisingly, even if your employer offers dental insurance , you might be better off skipping it. Many people assume that employer -sponsored benefits are automatically a good deal because you're. Attract and retain top talent with a pre-pai affordable dental plan.

Many employees consider dental coverage an essential part of their benefits package. If your employer offers dental. Without it, care can be costly.