Metlife dental orthodontic coverage

Your selected participating dentist will contact SafeGuard (a MetLife company) for pre-approval. Once approve your dentist will contact you with the name of a participating specialist. Dental Insurance Plan Participants. If you have children, consider more comprehensive coverage for less out-of-pocket costs, as well as an option for braces. For example, did you know that a crown can cost up to $451?

The same basic points apply to these types of plans as those offered by employers. That is, some provide orthodontic benefits, whereas some do not. AXA Assistance is not affiliated with MetLife and any of its affiliates, and the services they provide are separate and apart from the benefits provided by MetLife.

Refer to your dental benefits plan summary for your out-of-network dental coverage. Like most group benefits programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods, and terms for keeping them in force. With MetLife , you will have the choice of either an in-network program or an out-of-network program.

The main advantage of an in-network program is MetLife will be negotiating with their participating dentists to decrease expenses for up to. Contact your MetLife representative for complete details. The negotiated fee with participating dentists, which are typically to less than average dental charges in the same community. What dental insurance policies does MetLife offer?

Is MetLife a good dental plan? What is orthodontic coverage available in a dental insurance? Does MetLife cover implants? Orthodontic benefits end at cancellation of coverage. We look forward to helping you make the most of your insurance benefits and get the dental care you need within your budget.

You may not be able to get insurance coverage if you start treatment before you purchase a plan. Based in New York, the company provides dental coverage to over million people. In-network providers automatically submit electronic claims on your behalf. That’s why we worked with MetLife to offer comprehensive dental coverage at affordable rates to individuals. MetLife Preferred Dentist Provider (PDP) plan does not provide identification cards.

All the dental options offer a variety of coverage levels, allowing you to choose the dental coverage that best meets the needs of you and your family. Sponsors can enroll through the Beneficiary Web Enrollment website. In order to offer an accurate estimate for the out of pocket costs of dental care, one of our knowledgeable team members will want to review your individual policy. Referral services are not available in all locations. Each dental procedure has a separate code and payment, unlike medical where one copayment is typically due per visit.

The amount of benefits payable by MetLife may be reduced due to the benefits paid under the primary plan. OPM has contracted with dental and vision insurers to offer an array of choices to Federal employees and annuitants. The company has an “A (Excellent) rating from A. Individual deductibles start at $and you will never pay a family deductible if you have more than three family members. Learn more about our plans and programs, find a dentist, or sign in to view patient eligibility, plan detail, and claims. Preparing for orthodontic treatment?

To find out, review your Contract, Policy or Evidence of Coverage booklet or check with your benefits administrator.