Guardian dental ppo coverage

DentalGuard Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Plan documents are the final arbiter of coverage.

This policy provides DENTAL insurance only. Use of an in-network provider may result in reduce out of pocket costs.

Dental PPO plans provide in-network and out-of-network benefits. Coverage is limited to those charges that are necessary to prevent, diagnose or treat dental disease, defect, or injury. Waiting periods may also apply for some services. Contact your broker today.

Learn more about why Guardian is a smart choice for dental insurance. Who is dental insurance for? We think everyone should have great dental coverage , which is why we offer comprehensive plans you can get through Guardian directly or from your employer through their benefit offerings.

Links to external sites are provided for your convenience in locating related information and services. Guardian , its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommen or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof. A PPO plan allows you to visit any licensed dentist to receive your dental care. You do not need to select a primary care dentist and you do not need a referral to see other providers.

If you receive care from a dentist that participates in the Guardian network, you may be reimbursed at a higher level than if you received care from a dentist. Which dentist accepts Guardian Insurance? How does a PPO work for dental insurance?

Does Guardian cover dental implants? Dental provider networks vary by state, by market and by plan type. Rates are guaranteed for one year for your policy of benefits initially selected.

IMPORTANT INFORMATION ABOUT GUARDIAN ’S DENTALGUARD INDEMNITY AND DENTALGUARD PREFERRED PPO PLANS. Policies renew annually. Choose a Premier Access PPO plan or Access Dental DHMO plan and gain access to one of the largest dental networks nationwide.

If you are in the market for a new dentist, it’s easy to find one near your home or office. Select between a PPO and DHMO Plan: PPO Plan: Guardian and its subsidiaries have over 120dentists in over 36000.

Healthcare exchanges: Guardian dental plans are available in some states through federal or state healthcare exchanges. Retirees: Employers can choose to offer Guardian individual dental plans to employees when they retire. Through Guardian Direct, consumers have access to three tiers of PPO dental insurance plans.

A DPPO plan is short for a Dental Preferred Provider Organization plan. Unlike a DHMO, a DPPO has a much wider network of dentists you can visit and still receive at least partial coverage for. A DPPO is also more likely to offer reimbursement for services from an out-of-network dentist. A dental insurance plan from Guardian gives you access to a large national network and comprehensive dental coverage at a great value. For a list of our available plans, find your state from the list below and click for full details.

With an extensive network of 100participating dentists at more than 360locations nationwide, comprehensive coverage and no sign-up fees, Guardian makes finding dental insurance easy. Whereas, Guardian Direct scores better on Coverage , Plan Options, and In-Network Dentists. Guardian brokers take advantage of comprehensive plans, flexible services and multi-product discounts that increase the options for you and your clients. See the coverage options available to you.

Guardian Dental Insurance The Guardian Plans For Your Dental Health.