Metlife dental hmo coverage

These plans are designed to help you and your family save big on care and maintain your oral health. The plans are simple to use. Once approve your dentist will contact you with the name of a participating specialist.

Comprehensive coverage to protect your health and your wallet, available in select states only. Broad network of participating dentists to choose from. Pre-select a dentist at time of enrollment.

Our dental programs offer you robust coverage with one of the largest dental networks, so you can worry less about the cost of getting the care you need. Best of all, you can continue to see your dentist — typically saving more if your dentist is in-network. Plus, with this plan you will enjoy lower out-of-pocket costs for in-network services, freedom to use. Delaware corporation and Metropolitan Life Insurance Company, a New York corporation in NJ. Find a Dentist - providers.

It provides dental coverage for you and your family today and in the future. Learn more about our plans and programs, find a dentist, or sign in to view patient eligibility, plan detail, and claims. The Standard Plan is a low cost plan that is designed for those individuals who primarily would need only diagnostic and preventive dental services.

The company has an “A (Excellent) rating from A. Individual deductibles start at $and you will never pay a family deductible if you have more than three family members. MetLife offers you a choice of two different plans. It is an especially great option for employers seeking to offer their employees benefits. Once enrolled you can view your Certificate of Coverage for additional details. These certificates explain the dental options available for participants in the high or low OPERS dental plans.

PPO) or Health Maintenance Organization ( HMO ) plans, and high and standard coverage options. Some policies have a cap on coverage , such as $0in dental care per year, or a lifetime coverage cap. You can also select from several. Some caps might be as low as $00 which can be exceeded after one expensive service such as a root canal. HMO : Dentists are paid monthly by the insurance provider, usually a fixed monthly sum.

Certain administrative services are provided by Careington International Corporation (Careington), Frisco, TX. Your employer may ask you to choose among several types of dental insurance plans. Two of the most common types are the preferred provider organization and the dental health maintenance organization. A PPO plan consists of a network of dentists who partner with the insurance company to offer you discounted rates.

TakeAlong dental is a PPO dental program that offers coverage to both you and your family. Three PPO plan designs are currently available to choose from. All three plans have affordable monthly premiums and a large network of participating providers.

DISCLOSURE: THIS PLAN IS NOT INSURANCE and is not intended to replace health insurance. This plan does not meet the minimum creditable coverage requirements under M. This plan is not a Qualified Health Plan under the Affordable Care Act. The range of discounts will vary depending on the type of provider and service. Each dental procedure has a separate code and payment, unlike medical where one copayment is typically due per visit.

However, when you visit an in-network dentist, you will pay a discounted fee. A: You will receive an ID card for the HMO dental benefit that includes the dental facility you are assigned to. You do not need a card to obtain care through the PPO dental and vision plans.

Enroll in eDelivery and get your documents faster. Just to your account, go to Profile and click Communication Preferences to update your preferences. All full-time employees in active employment the policyholder’s offices in the country of coverage. The Group Medical Plan is designed to cover employers with a minimum of employees.

Participation Requirements. Dependents are eligible for coverage under the comprehensive major medical only. All eligible employees must be enrolled.