Dental insurance that covers periodontal disease

Should you buy dental insurance? What does dental insurance cover exactly? What is the best dental coverage plan? Does insurance cover the cost of dentures?

Periodontal insurance refers to dental plans that include benefits for periodontal care.

This care ranges from routine treatment of gums to assisting those diagnosed with gum disease. Infection of the gums is especially common in older adults and periodontal insurance helps seniors in managing the problem that can lead to cardiovascular disease and diabetes if left untreated. Periodontal diseases are a leading cause of tooth pain and loss that may be linked with other chronic diseases, including diabetes. Common Examples of Periodontal Diseases.

The mildest form of periodontal disease. Gums become re swollen, and are prone to bleeding. Periodontal ( gum ) disease is a bacterial infection of the gums, and treatment for this (potentially) progressive infection may be covered by your dental benefits plan.

A simple definition of insurance is protection against the occurrence of an infrequent, catastrophic event.

Dental insurance is not insurance! It was originally designed to provide compensation for large-scale risks such as fire damage and loss of property, then loss of life, then auto and health. Periodontists have advanced training in the treatment of periodontal disease and the placement of dental implants. Patients with periodontal infection have a lowered resistance to periodontal bacteria. This causes a continuing gum infection that can grow in bursts of activity.

Periodontal disease , also called gum disease , is a chronic bacterial infection that affects gums and bone supporting the teeth. The condition can arise for many reasons. Major causes are poor dental hygiene and smoking. Diabetes , unhealthy diet, and stress also can add to your chance of developing gum disease. Medical insurance will never honor claims for any cosmetic dentistry.

Plans with higher premiums have higher coverage, and are more likely to offer full coverage dental insurance. Some examples of diagnostic and preventive services completely covered by full coverage plans (and only about for average coverage) include exams , fluoride , cleanings , space maintainers , emergency pain treatment , brush biopsies , sealants , radiographs and X-rays. Scaling and root planing : While a regular dental cleaning is for the visible portion of teeth, scaling and root planing is a special cleaning that removes plaque and tartar (also known as calculus) from under the gumline (in periodontal pockets) and smoothes the root surfaces to promote healing. A scaling procedure is the only way to remove calculus from this area. Learn Facts About The Difference Between Gingivitis And Periodontitis.

Find Out How You Can Save. People should enroll into periodontal insurance, which is dental insurance that covers periodontal care (“Periodontal Insurance”).

These diseases can include the gums, the periodontal ligament, the cementum that covers the root, and the alveolar bone. Most of our dental plans cover periodontal maintenance visits as a Class I (preventive) benefit. That means they’re covered just like a regular check-up and cleaning.

Remember, gum disease is preventable with good oral care at home and regular dental visits. All of our dental plans cover regular dental visits. The majority of PPO Insurance dental plans include a generous periodontal coverage, between $1and $21 as a standard feature for deep cleaning and periodontal scaling and root planing. There is cheap dental coverage available for periodontal disease , but you have to know where to look.

Treatment varies greatly with each individual case, but a general knowledge of periodontal disease could help when discussing your options with your dentist. However, many dental plans cover preventive oral care with no waiting periods. The one exception to this rule is private plans purchased through your state exchange. Diabetes, unhealthy diet, and stress also can add to your chance of developing gum disease.

If you are shopping for individual dental insurance , have individual dental insurance or have general questions, enter the state you live in. Have a question about coverage ? They typically cost at least twice as much as more restricted plans - $7a year for an individual for a plan that has a maximum annual benefit of $5compared to $3a.