Guardian dental copay

Our dental PPO is available to companies of any size — starting at just employees — whether benefits are employer-paid or voluntary. You pay a small office visit charge (typically $15-$18) plus a copay amount associated with each type of covered treatment. Guardian makes it easy for members to access quality preventive dental care because of its clear connection to overall health, as well as the savings gained by avoiding major services and dental procedures down the line. Get more choice and affordable dental insurance options for your company.

See full copayment schedule below for details. Products are not available in all states. Plan document s are the final arbiter of coverage.

Guardian ’s DHMO Plan The Guardian DentalGuard DHMO plans allow you to choose to receive care from any participating licensed dentist in the network, and pay a set co-pay for your office visit. Under this plan, you must choose a primary care dentist. With Guardian , you and your employees can count on a group dental insurance carrier that has consistently maintained one of the highest reputations in the industry, a reputation based on our flexible products, the strength of our network, and the quality of our service. Transport Layer Security) on the current version of your browser. DTC GLIC, LLC is a wholly owned subsidiary of The Guardian Life Insurance Company of America ( Guardian ). How to Purchase a Guardian Plan on the Marketplace.

If you’re looking to purchase a health plan on the Health Insurance Marketplace, you have the opportunity to purchase a dental plan too. Dental coverage from Guardian is affordable and easy to access. Guardian offers both Preferred Provider Organization (PPO) and Dental Health Maintenance Organization (DHMO) plans. Guardian PPO Dental insurance pays for a percentage of your dental treatment. The maximum amount Guardian will reimburse you for dental services received Maximum Guardian Pays Total Benefit Maximum No maximum Implant Maximum Not covered Orthodontia Maximum No maximum Your Out-of-Pocket Maximum (for Children under Only) Once you pay this amount, Guardian will pay 1 of your child’s dental charges for the rest of.

Dental provider networks vary by state, by market and by plan type. Rates are guaranteed for one year for your policy of benefits initially selected. IMPORTANT INFORMATION ABOUT GUARDIAN ’S DENTALGUARD INDEMNITY AND DENTALGUARD PREFERRED PPO PLANS. Policies renew annually.

Proof of insurability does not apply to dental , but if you waive dental coverage and later decide to enroll, you may be subject to a late entrant penalty and your dental benefits may be limited for a period of time. Dental PPO plans provide in-network and out-of-network benefits. Illinois Individual Dental Plans Your teeth deserve the best dental insurance possible!

If you are in the market for a new dentist, it’s easy to find one near your home or office. Dental benefits are provided by Guardian Life Insurance, Delta Dental and DentalCare USA. Find dental claims forms and benefit schedules. Access Dental is a California Knox Keene licensed company offering managed care dental products in California. In addition, Access Dental Plan (NV) and Access Dental Plan (UT) are also wholly owned subsidiaries of Guardian offering dental managed care products in Nevada and Utah respectively.

The Standard Plan includes a co-pay schedule that applies to the various dental procedures. You do not have to satisfy an annual calendar year deductible if you seek services from an in-network PDP dentist. The High Plan is designed for those individuals who have more extensive dental needs.

Under the Guardian dental PPO, you will receive an annual maximum rollover account that allows you to roll over a portion of the annual benefit maximum you do not use in a calendar year. See tips for choosing dental coverage. Guardian , its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommen or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof.

If you visit an out-of-network provider you must meet an annual deductible, you pay a higher copay and your annual maximum benefit is reduced. You can can compare Metlife Dental Copay Plan benefits to the other dental plan to determine if it will meet your dental needs. Your cost for the plan depends on the coverage you select.

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