Guardian dental insurance out of network

Count on the value and power of a dental insurance leader. With Guardian , you and your employees can count on a group dental insurance carrier that has consistently maintained one of the highest reputations in the industry, a reputation based on our flexible products, the strength of our network , and the quality of our service. If you do not choose a primary care dentist , a dentist in your area will be assigned to you. There is no out-of-network coverage. Find a dental or vision provider to help you save on care.

Disclaimer Group insurance is underwritten and issued by Guardian Life Insurance Company of America, New York, NY. Your PPO dental plan does not require prior authorization to receive network or covered out-of-network dental services. Your Guardian DHMO dental plan does not require a referral or prior authorization to receive specialty services In-network. Emergency services do require prior authorizations to receive covered out-of-network services.

Guardian is one of the nation’s largest dental insurance providers , covering over million members nationally. Dental network strength you can count on. Our members live and work in your area, and we make sure they can easily find your offices through our online Find a Provider tool and mobile app.

Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommen or endorse third-party sites , organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof. Guardian , a leader in dental , has introduced a new type of group dental PPO insurance plan so you and your employees have more choices and more ways to save on quality care. What is the customer service number for Guardian dental insurance? Which dentist accepts Guardian Insurance?

How do you find a guardian dentist? Use of an in- network provider may result in reduce out of pocket costs. Coverage is limited to those charges that are necessary to prevent, diagnose or treat dental disease, defect, or injury.

Guardian , its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommen or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof. Products are not available in all states. Plan document s are the final arbiter of coverage. And with an in- network dentist, save up to off standard dental rates.

Because Guardian Direct insurance covers cleanings and x-rays, your premiums virtually pay for themselves. The print out will usually show the in network provider fees and the out of network provider fees—meaning what the insurance company will pay for treatment in all of these categories. Half of the time the fees are the same.

That means you can see any dentist, in network or not,. Everyone deserves a Guardian. We help protect your life, health and wealth.

Nothing is more important than the physical and financial well-being of the people you love, which is why we offer products to help protect them today, tomorrow, and every day in the future. Come join our 7M customers! When you go with Guardian , you gain access to a large dental network with competitive benefits at an affordable price.

Featuring a range of options, including PPO and DHMO, our new individual dental insurance offers quick, easy enrollment with online purchase and payment options. This policy provides DENTAL insurance only. Rates are guaranteed for one year for your policy of benefits initially selected. IMPORTANT INFORMATION ABOUT GUARDIAN’S DENTALGUARD INDEMNITY AND DENTALGUARD PREFERRED PPO PLANS.

Policies renew annually. In-Network Dentist: Guardian’s negotiated rates save you up to at In-Network Dentists. Guardian is exiting the group medical insurance market and has reached an agreement with United Healthcare to renew coverage for Guardian clients. Guardian stated this move will not impact Guardian’s non-medical product lines, like Dental.

Guardian and United Healthcare have since entered into a leasing agreement to share dental providers. In this way the company gives access to some of the same dental benefits offered by employers through typical group insurance , but more closely resembles a prescription discount card. Out - of - Network : Deductible The amount of charges you and your family must pay each plan year before the plan pays you any benefits. All covered services must be. If they do not belong to the ABC network , they would be considered out - of - network.

As far as why this matters, it mostly has to do with the percentage of the cost that your insurance will cover when you visit the dentist.