Dental savings plans for seniors

What are the best dental insurance plans for seniors? Do dental plans really save money? How much do dental savings plan cost? For a low yearly fee, plan members have access to a network of dentists who have agreed to offer discounted rates.

For most seniors , there are four basic choices: Pay full price out-of-pocket each time you go to the dentist.

Buy individual dental insurance that limits your coverage. Enroll in a Medicare Advantage plan with limited dental. Rather, they work like a membership you have to a warehouse retailer such as Costco. The annual membership cost for an individual can be about $ 1a year depending on the plan, and about $ 1for a family. Many members save more money in one visit than they spend on a year of membership.

Choose a program that best fits your needs. But seniors have some special dental challenges, including: 1.

Higher risk of developing decay around older teeth. Greater risk of decay of the tooth root itself, if the gum tissue has receded. More and faster plaque build up. Dental challenges as we age.

Think of them as a buyer’s club for your teeth, you join the club and get member-only discounts. Plus there are other costs such as deductibles and copayments. Some seniors opt to pay out of pocket, like 67-year-old Barbara Perry of Bowie, Md. It’s the simple and smart way to get the dental care that you nee now.

You can cut your dental expenses by or even more with our plans. Our current fee schedules offer you a much lower cost than what your traditional dental plans will offer. Our customized senior dental insurance plans offer a variety of options designed specifically for the unique dental needs of seniors.

And with additional savings and discounts, including EyeMed Discount Vision and Connection Hearing, your benefits are comprehensive and affordable. Our senior plans start at as low as $a month. People of all ages can get cavities.

We offer dental discount programs to help offset the cost of your dental services.

Present your Aetna dental plan at the start of your appointment. Before any work is done present your plan to your health care provider. These companies are financially responsible for their own products. Annual fees for a dental savings plan typically range from around $3to $375. A dental savings plan functions a lot like a membership at a warehouse club.

You pay an annual fee and get access to significantly reduced rates. And dental savings plans offer many benefits over traditional dental insurance. Things like no annual caps or limits and absolutely no paperwork.