Aetna dental ppo high

That can mean greater access to dental services at contracted rates. Start your search for a dentist by entering your zip code below. An application must be completed to obtain coverage. Dental benefits and dental insurance plans contain exclusions and limitations. Not all dental services are covered.

But this plan allows you to see specialists and out-of-network doctors without a referral.

Provider participation may change without notice. Copays and coinsurance for in-network doctors are low. You choose a primary care dentist.

If you need to see a specialist, your primary care dentist gives you a referral. You get peace of mind with no deductibles or annual maximums. The path to healthy starts here. This material is for information purposes only. See FEDVIP brochure (PDF) for a complete description of benefits, exclusions, limitations and conditions of coverage.

Using the PPO plan, the insured can visit any dentist they choose without a referral.

Under this plan, you may choose at the time of service either a PPO participating or nonparticipating dentist. Primary care dentists (PCD) referrals and preauthorization are only required when specialty care is needed. No referrals are needed for orthodontia, when covered. Network Option Plans ( PPO ) Offers a PPO plan to those who pay or more of the premium. Aetna Vital Dental Savings.

Links to ClaimConnect and its content are provided for your convenience. This company is popular for its well-designed mobile apps, which provide easy access to resources, account information and local in-network dentists. It also has one of the largest dental networks in the U. A PPO plan does not require that you select a primary dentist or get referrals before seeking treatment.

The major disadvantages of a PPO dental plan are its higher out-of-pocket costs and billing paperwork. A PPO plan may also limit the amount of coverage you can receive in a year. Great Discounts on Dental Work. Dental Benefits Summary - High PPO Plan Trinet Group, Inc. Other Important Information 2. OPM has contracted with dental and vision insurers to offer an array of choices to Federal employees and annuitants.

You can also select from several nationwide vision plans. You may enroll in a dental plan or a vision plan, or both. You’re not required to choose a primary care dentist. Many of these providers also offer dental plans, as does Delta Dental (EPO and PPO ).

EPO and PPO vs HSA and HMO The main difference between EPO and PPO plans and Health Maintenance Organizations (HMOs) is the need for a Primary Care Physician (PCP) in an HMO.