Metlife hmo dental coverage

These plans are designed to help you and your family save big on care and maintain your oral health. The plans are simple to use. Once approve your dentist will contact you with the name of a participating specialist.

Our dental programs offer you robust coverage with one of the largest dental networks, so you can worry less about the cost of getting the care you need. Best of all, you can continue to see your dentist — typically saving more if your dentist is in-network.

Comprehensive coverage to protect your health and your wallet, available in select states only. Broad network of participating dentists to choose from. Pre-select a dentist at time of enrollment. Delaware corporation and Metropolitan Life Insurance Company, a New York corporation in NJ. Dental Insurance Plan Participants.

Now that’s a good reason to smile! It provides dental coverage for you and your family today and in the future. The company has an “A (Excellent) rating from A.

Individual deductibles start at $and you will never pay a family deductible if you have more than three family members. Learn more about our plans and programs, find a dentist, or sign in to view patient eligibility, plan detail, and claims. Find a Dentist - providers. Plus, with this plan you will enjoy lower out-of-pocket costs for in-network services, freedom to use. The Standard Plan is a low cost plan that is designed for those individuals who primarily would need only diagnostic and preventive dental services.

Each dental procedure has a separate code and payment, unlike medical where one copayment is typically due per visit. Once enrolled you can view your Certificate of Coverage for additional details. These certificates explain the dental options available for participants in the high or low OPERS dental plans. Some policies have a cap on coverage , such as $0in dental care per year, or a lifetime coverage cap.

Some caps might be as low as $00 which can be exceeded after one expensive service such as a root canal. HMO : Dentists are paid monthly by the insurance provider, usually a fixed monthly sum. MetLife offers you a choice of two different plans. Certain administrative services are provided by Careington International Corporation (Careington), Frisco, TX. PPO) or Health Maintenance Organization ( HMO ) plans, and high and standard coverage options.

It is an especially great option for employers seeking to offer their employees benefits. You can also select from several.

After you meet your annual deductible, the plan covers a percentage of the cost of your necessary care, up to the maximum annual benefit. Your cost for the plan depends on the coverage you select. A: You will receive an ID card for the HMO dental benefit that includes the dental facility you are assigned to. You do not need a card to obtain care through the PPO dental and vision plans. Your employer may ask you to choose among several types of dental insurance plans.

Two of the most common types are the preferred provider organization and the dental health maintenance organization. A PPO plan consists of a network of dentists who partner with the insurance company to offer you discounted rates.