Metlife dental dual coverage

Once approve your dentist will contact you with the name of a participating specialist. Dental Insurance Plan Participants. Having double or dual coverage is a great thing to have, especially for people needing extensive dental work.

Based in New York, the company provides dental coverage to over million people. If you are covered by two dental plans. When you are covered by two dental plans this is called dual coverage.

This does not double your coverage. However, it may reduce your out-of-pocket costs. Many dental practices do not bill the secondary carrier until the primary carrier has paid. Once the secondary carrier receives documentation of the primary carrier’s payment, the secondary carrier can calculate and pay its portion.

What is double coverage dental insurance? You keep our nation going and deserve a dental plan that’s with you wherever you go. Refer to your dental benefits plan summary for your out-of-network dental coverage.

Once enrolled you can view your Certificate of Coverage for additional details.

These certificates explain the dental options available for participants in the high or low OPERS dental plans. Dual coverage of dental benefits means you have coverage from two different dental plan carriers. Having dual coverage does not mean that you have double the benefits, rather both insurance companies.

Coordination of benefits is the process insurance companies follow to ensure that the combined benefits from all group dental plans do not exceed 1percent of the dentist’s fee. Learn more about our plans and programs, find a dentist, or sign in to view patient eligibility, plan detail, and claims. Sponsors can enroll through the Beneficiary Web Enrollment website.

The right coverage makes it easier to visit the dentist and helps lower your costs. That’s where a good dental plan comes in. You get support to keep up with dental cleanings and other preventive care that helps you avoid costly problems and live healthier. Now that’s something to smile about.

In-network providers automatically submit electronic claims on your behalf. The Standard Plan is a low cost plan that is designed for those individuals who primarily would need only diagnostic and preventive dental services. It provides dental coverage for you and your family today and in the future. MetLife offers you a choice of two different plans. When plans contain a Coordination of Benefits provision, both carriers will.

You can choose from thousands of participating general dentists and specialists nationwide. Plus, with this plan you will enjoy lower out-of-pocket costs for in-network services, freedom to use.

So this could be the last time you’ll have to enroll for dental coverage ! You get to choose from an exhaustive list of participating general dentists and experts nationally, along with an extensive dental insurance coverage services including dental. Some restrictions may apply. While Aetna dental plans do not cover dental implants in most circumstances, the plans do offer coverage for dental implants that are integral to medical procedures.

Generally, dental plans coordinate benefits so that eligible claims are paid up to 1percent between the two plans.