Aflac dental insurance coverage

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This benefit is payable once per visit, regardless of the number of treatments received. For benefits to be payable, dental wellness visits must be separated by 1days or more. The treatment must be performed by a dentist or dental hygienist. There is no waiting period for this benefit.

Fortunately, there’s Aflac. Dental Insurance can help you get and pay for the preventative care you need. Get monthly coverage for less than the cost of a tank of gas. If the policyholder has assigned benefits to you by presenting their ID card and you are filing the claim, benefits will be paid directly to you.

Any payment receive exceeding the amount of the bill, should be provided to the patient. We pay cash benefits when you’re sick or hurt to help with expenses that may not be covered by your medical insurance. A voluntary insurance plan provides additional coverage to help pay out-of-pocket costs like deductibles and copays. These plans can help cover expenses for dental care, as well as unexpected accident, illness or death.

How do I receive my benefits? I chose my dental policy after completing the process online via the California Affordable Care website and the process was semi simple. I like that it covers a cleaning every months and for a low monthly price. Every months you need a professional dental cleaning. But if you don’t have dental insurance, a routine cleaning can cost upwards of $650.

Aflac is insurance for daily life. Paying for these visits out of pocket can be difficult. You shouldn’t have to choose between paying for a dental cleaning or paying your monthly bills. The basic coverage offers a wellness benefit of $per visit.

This is payable two times in one year, but each one should be separated from the next visit by at least 1days. You also get an x-ray benefit of $per visit per year. I now have a free dental insurance from my employer. I had a crown, my insurance is a flat $1fee. I have all my dental work and x-rays done free of charge to me.

It does, however, also offer life insurance , along with stand-alone dental and vision coverage. AFLAC pays the dentist $250. Group coverage underwritten by Continental American Insurance Company, which is not licensed to solicit business in Guam, Puerto Rico, or the Virgin Islands. In California, group coverage underwritten by Continental American Life Insurance Company. In New York, coverage underwritten by American Family Life Assurance Company of New York.

By getting this insurance , you can enjoy many benefits for periodic checkups, fillings, cleanings, x-rays, crowns, etc. The insurance provides various advantages for the people who are looking for dental services. Payable twice per year, separated by 1days or more. No waiting period for this benefit.

See brochure for scheduled benefits and waiting periods. There are also policy options that cover cosmetic dentistry and orthodontia. Aflac’s dental insurance plans are available in several levels of coverage. Adding dental or certain health policies may increase your monthly premium.

What are the extra costs?