Guardian dental value plan

Our dental PPO is available to companies of any size — starting at just employees — whether benefits are employer-paid or voluntary. Options range from value -based plan designs with lower premiums, to higher-premium plans that offer maximum choice and the most opportunities for members to save. The true value of a dental plan network is how much members use it. Our plan designs encourage members to use in-network dentists to get the most savings.

Working with your broker, you can design the plan - or plans - that best meet your needs.

Choose between PPO and DMHO (in select markets). Or even consider a Dual Choice option. For a list of our available plans , find your state from the list below and click for full details. Give your employees a robust, affordable dental insurance plan. The plans cover adult fluoride.

Managed Dental Care Plans cover 4CDT codes, including treatments more commonly expected from a PPO plan , at a lower price. Who is dental insurance for?

Value Plan Network Access Plan In-network: Benefits are based on a negotiated contracted fee schedule (an average discount of ). Save Your Dental Annual Maximum DollarsFor a Time When You Need Them Most! The MRA can be used in further years, if you reach the plan ’s annual maximum. A PPO plan allows you to visit any licensed dentist to receive your dental care.

You do not need to select a primary care dentist and you do not need a referral to see other providers. Are dental insurance plans worth the money? What is the advantage of a dental plan? Dental provider networks vary by state, by market and by plan type. Rates are guaranteed for one year for your policy of benefits initially selected.

Policies renew annually. IMPORTANT INFORMATION ABOUT GUARDIAN ’S DENTALGUARD INDEMNITY AND DENTALGUARD PREFERRED PPO PLANS. Dental PPO plans provide in-network and out-of-network benefits. With the Value Plan DPPO, you must see an In-Network dentist.

You have lower out-of-pocket costs for Basic and Major dental services than you would with the NAP Plan option. If you already see an In-Network dentist or if you are willing to change to an In-Network dentist, the Value Plan may be a good option to save money on dental expenses. Links to external sites are provided for your convenience in locating related information and services.

The expected benefit ratio for these policies are is. This ratio is the portion of future premiums that the company expects to return as benefits, when averaged over all people with this policy. Products are not available in all states. Plan document s are the final arbiter of coverage. Guardian PPO policies provide DENTAL insurance only.

Both types of policies are available in most states while other states only allow for one or the other, depending on regulations. Depending on the plan you choose, preventive care such as checkups and cleanings may cost you little or nothing, and savings on more advanced procedures like root canals or crowns are covered as well. Dental Plans YOUR GUARDIAN PLAN OFFERS: Coverage of ViziLite Plus early cancer detection screening exams Maximum rollover If a member submits at least one claim and stays under the claims threshol a part of the unused maximum will be rolled over for use in future years.

Great selection of dentists convenient to you - yours is likely in our.