Dental insurance with no waiting period for root canal

Is there a dental plan without a waiting period? Does dental insurance cover root canals? Is dental insurance effective immediately? Can you see a dentist without insurance?

If you are in urgent need of a root canal , you can reduce your out-of-pocket expenses by buying dental insurance with no waiting period.

No waiting period dental insurance plans vary from city to city. There are no dental insurance policies that do not have waiting periods for basic and major procedures. These plans do not have a deductible, waiting perio or annual maximum.

You must get a plan that. Depending on your state of residence, orthodontia may require a waiting period. Even if the company does have a waiting perio however, most will immediately cover diagnostic and preventive procedures.

Basic procedures include extractions, periodontal treatment, root canal (sometimes), and fillings.

Some plans also offer no waiting periods for these treatments as well. I just babied it and stayed away from any food or drinks that were too hot or too cold. Then one day it started to ache and then downright hurt. I went in and it needed either a new root canal or preferably an implant.

We reviewed my dentist. If you had a qualified dental insurance plan in place for at least consecutive months before you joined Cigna , we will waive the waiting period for restorative care, so you can get that filling or root canal right away. Otherwise, there is a waiting period of months for basic restorative services or months for major restorative services. If you're in a hurry to get some coverage because of an urgent dental issue or a painful situation and you need dental insurance right now, then you've come to the right place. Waiting periods are a set time that has to pass before your insurance will pay for restorative dental treatments.

Preventive dental care - annual checkups, x-rays, routine cleanings and similar treatments – typically have no waiting period. Evaluating and purchasing dental insurance is – at least in theory - easier now, thanks to the Affordable Care Act (ACA). But you may still find the process of picking a plan confusing, especially if you haven’t shopped for dental insurance before. For some companies, there is no waiting period for major dental care. The catch is that the premiums are usually higher.

If you don’t need to undergo major dental work, there are companies that offer full coverage dental insurance with no waiting for preventive and basic services to save on monthly premiums.

Why Would Someone Need a No Waiting Period ? As mentioned above, should you have a dental emergency arise – a toothache that requires a root canal and crown, for example – having a dental insurance plan with no waiting period or a discount dental plan with no waiting will allow you to get the immediate treatment you need. Individual dental insurance that covers everything with no waiting period often contains caveats. Unlike group plans through employers, the issuing company cannot pool risks. Therefore, the companies place restrictions such as graded benefits and exclusions for pre-existing conditions.

Find the dental insurance plan that fits you. I have no dental insurance. There is no waiting period on preventive services once you become covere meaning as soon as you purchase the dental insurance you would be able to use the preventive care benefits. It is considered a major procedure, however, so if you are in need of a root canal immediately we suggest you read this article on no wait dental plans.

Insurance for Root Canals.