Metlife dental low plan

You can choose from thousands of participating general dentists and specialists nationwide. The negotiated fee with participating dentists , which are typically to less than average dental charges in the same community. It provides dental coverage for you and your family today and in the future.

The Standard Plan is a low cost plan that is designed for those individuals who primarily would need only diagnostic and preventive dental services. Best of all, you can continue to see your dentist — typically saving more if your dentist is in-network.

Big savings because our network negotiated fees average below the average dental fees in the same area. MetLife offers you a choice of two different plans. It is provided through Vision Service Plan , Rancho Cordova, CA (VSP).

Dental Insurance Plan Participants. If you get dental treatment from a dentist within the PDP network, your overall out-of-pocket expenses will be much lower. Preventive care is what is done to take care of our teeth and gums, from brushing and flossing to maintaining a healthy diet and engaging in regular visits with the dentist.

Low Option (the “Plan”) to eligible employees.

The Plan is designed to help you meet the expense of proper dental care. It encourages preventive care and provides financial assistance towardpaying for a wide range of other dental services. There is no deductible when staying in-network, and the percentages are. For preventive or class A both plans offer 1 coverage. For basic dental work, or class B. Read your certificate of insurance for details on plan benefits, limitations, and exclusions.

The level of benefits is the only difference between the Basic option and High option. A summary of benefits can be found at right. During the re enrollment season, I talked to. Metlife does not pay anything as they said they will.

Most dental insurance companies offer an array of plans that range from basic preventive-only coverage and discount savings plans to comprehensive traditional packages and ‘gold-level’ plans. Except for dental discount plans, most programs have a six-month or longer waiting perio. Each dental procedure has a separate code and payment, unlike medical where one copayment is typically due per visit. Customer service representatives are available Monday through Friday, 8am EST to 11pm EST.

Each option allows you to select a dentist of your choice and you can select “network providers” as well.

Both are traditional plans that pay benefits based on usual, customary and reasonable charges. The Procedure Charge Schedule is based on the ZIP code where your dentist’s office is located. Each time you need care, you can visit any licensed dentist you choose. TakeAlong dental is a PPO dental program that offers coverage to both you and your family. Three PPO plan designs are currently available to choose from.

All three plans have affordable monthly premiums and a large network of participating providers. The following will highlight your choices when it comes to the perfect dental plan for your needs. Like the freedom to visit the dentist of your choice— in or out of the network. Once you’re enrolled you may take advantage of online self-service capabilities with MyBenefits.

You can request a pre-treatment estimate of costs before you receive services. The estimate helps you prepare for the cost of dental services. We recommend that you request a pre-treatment estimate for services in excess of $300.

So you can visit any licensed dentist, in or out of the network, and receive benefits. For Enrollment and Eligibility questions,.