Dual dental coverage orthodontics

Coordination of benefits is the process insurance companies follow to ensure that the combined benefits from all group dental plans do not exceed 1percent of the dentist’s fee. If you are covered by two dental plans. When you are covered by two dental plans this is called dual coverage. This does not double your coverage.

However, it may reduce your out-of-pocket costs.

Dual coverage works the same way whether you are covered by two Delta Dental plans or by Delta Dental and another insurance company. The birthday rule determines whose plan is primary and looks at what month the person is born in. No insight on dual coverage , but read your plan docs carefully - the $2k is paid first before any contribution on your part? When plans contain a Coordination of Benefits provision, both carriers will.

We also pride ourselves on providing technologically-advanced orthodontic care in a sleek, modern, comfortable space. Who is dental insurance for? We think everyone should have great dental coverage , which is why we offer comprehensive plans you can get through Guardian directly or from your employer through their benefit offerings.

Here’s how you can compare your and your spouse’s dental plans so you can choose the option that provides the coverage you need at a price you can afford.

Dual coverage of dental benefits means you have coverage from two different dental plan carriers. Having dual coverage does not mean that you have double the benefits, rather both insurance companies. Does your plan have a waiting period for orthodontic coverage ? Some dental plans require a waiting period before they will pay for braces. They might cover cleanings and general dentistry immediately, but sometimes will have you wait as long as years before orthodontic coverage is active.

Be sure to ask you dental plan if there is a. If so, you likely have dual coverage and your dental plans need to coordinate your benefits. Dental insurance that includes coverage for braces and orthodontics might be something worth researching for you, especially if your coverage is for multiple family members, in which case the costs could add up very quickly. You can explore all of your options for affordable dental insurance by visiting our Dental Insurance page. MetLife Dental PPO Dual Coverage. Having double or dual coverage is a great thing to have, especially for people needing extensive dental work.

Since that time, dual dental coverage has not been allowed for HSA members covered by the HSA agreement, and subsequently, for anyone covered by the Health Science Professionals Bargaining Association Agreement. With dual coverage , you cannot combine the services. When you have two dental insurance policies, one acts as a primary and the other as a secondary form of coverage. Generally, dental plans coordinate benefits so that eligible claims are paid up to 1percent between the two plans. I did this for this year only to get invisalign.

Even though a patient seems to have orthodontic coverage included in a plan, an age limit may exclude the patient from benefits.

Spouses can be covered under each other’s dental plan if available. What one plan does not cover, the other will. Molina Dual Options covers these dental services: Comprehensive oral exam. Cleaning and periodic oral exam once every months for all members. Removal of impacted wisdom teeth and emergency tooth re-implantation for adults.

Dentures, partial plates and braces need prior approval. These are only a summary of how most Delta Dental PPO and Delta Dental Premier orthodontic coverage works. Please refer to your Group Dental Service Contract, Evidence or Certificate of Coverage or Summary Plan Description for your plan’s specific coverage , limitations and exclusions. We offer dental insurance that covers adult and children's braces and plans with coverage for invisible braces.

WV Dental Providers List is located on the InsureKidsNow. Orthodontic Insurance. This list contains dental providers who have seen children with WVCHIP coverage.

Not all dental benefits and dental insurance plans include orthodontic coverage. Please see your plan documents for coverage details. You may also call Member Services at the number on your ID card. I began orthodontic care under another dental plan carrier. The extractions were done by our dentist and fully covered by our regular dental plan.

He will probably need braces in the future but this means we only do it once. If the patient has dental coverage under more than one plan, please see our information on duplicate coverage. Q: Will Delta Dental pay for orthodontic work that is in progress even if I began treatment under a different dental plan?

A: It depends on the specific provisions of your plan but, typically, treatment in progress is covered.