Sun life orthodontics coverage

In New York, group insurance policies are underwritten by Sun Life and Health Insurance Company (U.S.) (SLHIC) (Lansing, MI) under Policy Form Series 15-GP-and prepaid dental products are provided and administered by SLHIC under Form Series BDC-GDSA-NY. Let them know that you have a new Dental plan with Sun Life and that claims need to be sent to a new location. Just share your dental ID card with them and they will have all of the information they need. You can access your dental ID card by signing in to your Sun Life account or through our Benefit Tools app.

The quotes I received for braces ranged from $0to $000. Ask your orthodontist about a payment plan to spread out the cost over the course of your treatment.

Your orthodontist will also recommend a dental hygiene regimen to prevent decalcification and help speed up treatment. Basic coverage for fillings, root canals, extractions and gum surgery. Optional major coverage for crowns and bridges (minimum of five participants is required). Orthodontic ( braces ) coverage (minimum of participants is required).

To find out more, complete the request for information form, or contact one of our representatives near you. Signs of an orthodontic issue can show up once adult teeth start coming in, which is why a visit to an orthodontist is a good idea at about age eight, says Luks. In some cases, kids may benefit from an early phase of orthodontic treatment.

Phil knows that a winning smile helps to keep his social life spinning. So he makes regular check-ups with his dentist a priority.

Find office locations and hours for Dr. Accepted insurance plans may vary by market, so please check with your local office. Group dental insurance policies are underwritten by Sun Life Assurance Company of Canada (Wellesley Hills, MA) in all states, except New York, under Policy Form Series GP-A and GC-A.

In New York, group dental insurance policies are underwritten by Sun Life and Health Insurance Company (U.S.) (Windsor, CT) under Policy Form Series GP-A- and GC. Gives employees the choice of two plans – a basic plan, and an enhanced plan with additional coverage or riders. Voluntary plans: All our Dental plan designs can be offered on a voluntary basis (employees pay all or part of the cost), with enrollment support from Sun Life , including plain language materials and personalized enrollment kits.

Sun Life Indemnity PPO Dental plan provides you with a choice of any dentist or specialist you choose. Are my dependents eligible for coverage under my plan? Is there a PPO network option available?

What if I lose my Dental ID card or have a question about my plan? In order for you to utilize the specific benefits of the plan, you must select a dentist from the list of Participating General Dentists for you and your family. Coverage includes dental benefits through payroll deduction. But without dental insurance coverage , your child’s braces can put a big dent in your budget.

The average American spends about $0to $5on braces without dental insurance. This price is just for the braces themselves — not including visits to the orthodontist , x-rays or other diagnostic tests. The Dental Benefit provides coverage for certain oral surgical procedures and courses of treatment following accidental injury. Eligible expenses under the Dental Benefit are the reasonable and customary charges for these services and procedures when performed by a dentist or dental surgeon. Choosing the right dental plan.

You can also go online and check what other dental insurance companies offer.

In all states except New York, prepaid dental products are provided by Sun Life Assurance Company of Canada (SLOC) (Wellesley Hills, MA) and by Union Security Insurance Company (Kansas City, MO), administered by SLOC. In certain states, prepaid dental products are provided by prepaid dental companies affiliated with SLOC. Different employers or companies may have negotiated different coverage levels. We can find the details of your specific plan, when you visit us for the first time. For existing patients we keep track of the changes in your insurance plans, so that you never get a surprise.

The values and benefit described in the tutorials are not specific to the PDSP. It’s best to check the details of your coverage carefully as orthodontic coverage typically has a unique set of maximums and limitations that apply specifically to this benefit. Sun Life Financial’s leading suite of personal health insurance plans is an excellent choice to offer clients. When you learn that your child needs orthodontic treatment, cost is one of the first thoughts to cross your mind.

How will you pay for it, how much are braces with insurance and will your health insurance even cover the expense, you wonder. If the member does not apply to upgrade their coverage from Single to Family within days of acquiring a dependant, the requested coverage will take effect on the first day of the fourth month following the month of receipt of their completed application.