Metlife critical illness

METLIFE CRITICAL ILLNESS INSURANCE (CII) IS A LIMITED BENEFIT GROUP INSURANCE POLICY. Product features and availability may vary by state. See your certificate for details. METLIFE ’S CRITICAL ILLNESS INSURANCE (CII) IS A LIMITED BENEFIT GROUP INSURANCE POLICY. An illness is not considered reported to us until a claim form is received).

Employees with coverage under more than one Certificate will have more than one Total Benefit Amount. Boy do we feel taken for the ride. In these days of increasing stress, good health is a major concern for all of us. With a fast-paced life, the chances of contracting serious illnesses like a heart attack or cancer have increased.

Critical Illness Insurance. Serious illnesses can be costly. You can have the money to pay for the illness when you need it rather than after the treatment is over, Thus helping you protect yourself against any health or lifestyle risk. Filing a claim is easy! Obtaining critical illness insurance is one way of alleviating those concerns.

In the case of an unexpected critical illness , it may be the only thing that protects you and your family from financial ruin. But the comforting news is that the recovery rates of critical illnesses have been increasing with advances in medical diagnostics and treatments. You can rest assured that you have a solid safeguard to back.

Coverage amount ranges. Enroll in eDelivery and get your documents faster. Just to your account, go to Profile and click Communication Preferences to update your preferences.

Prepare yourself and your family, both emotionally and financially, with plans designed to cater to you in times of need. Please review the Disclosure Statement for specific information about Cancer benefits. This insurance pays a lump sum if a policyholder gets. Allstate Benefits is the marketing name for American Heritage Life Insurance Company, Home Office, Jacksonville FL, the underwriting company for the accident and critical illness insurance and subsidiary of The Allstate Corporation.

Insurance, coverage and discounts are subject to terms and conditions, which may vary by state. It is, therefore, important that you READ EACH CERTIFICATE UNDER WHICH YOU HAVE COVERAGE CAREFULLY! You’ll still need a medical plan to cover the majority of your medical costs. You can elect critical illness coverage during Open Enrollment.

MetLife under that Certificate. Benefits are underwritten by Metropolitan Life Insurance Company, New York, New York. It does not, however, cover death through accidents or suicide.

Thankfully with medical advancement the chances of surviving it are also high but so are the costs of such treatments. These major illnesses affect the family emotionally as well as financially. Unexpected costs from a critical illness can add both financial and emotional stress. This refers to how long after purchasing a critical illness insurance policy the policyholder must wait before they can successfully submit a claim.

Some critical illness insurance policies have “age-reduction schedules”.