Supplemental dental insurance

Protect the best years ahead. Get advice from our licensed insurance agents at no cost or obligation to enroll. Can I have secondary dental insurance? Who has the best dental insurance coverage? How do I get dental insurance through Medicare?

What is the best dental insurance for individuals?

Claim your cash benefits in only one day with Aflac! If your healthcare plan doesn’t offer dental coverage , or your dental care needs exceed the limits of your dental insurance plan, you may want to consider supplemental dental insurance plans. Depending on your circumstances, you might want a supplemental coverage plan only for a year or two – perhaps to help pay for orthodontia ( braces ) or expensive care such as dental implants. Supplemental dental insurance is a separate plan that enhances your current dental coverage. An individual or family that needs coverage for a particular procedure not covered by their dental plan may choose to purchase supplemental dental insurance to help manage costs.

Gaps in coverage can occur when the primary policy’s annual spending limit is reache or when a policy doesn’t provide coverage for necessary or desired dental treatments. Even if you exceed your annual dental maximum, CarePlus Supplemental continues to provide savings from to depending on the services you require. Dental insurance is not typically included with your major medical policy, so you usually have to purchase it separately as a supplemental plan.

Most supplemental dental insurance plans are categorized as either indemnity or managed-care plans.

The kind you select will affect your choice of dental care providers, out-of-pocket costs, and how. Delta Dental simply works with the other insurance company to coordinate your benefits. Which plan pays first The plans set forth rules to determine which plan pays first, (primary) and which plan pays afterwards (secondary). Get started with a quote today! Dental insurance is designed to offer you coverage for common dental care issues and to help you budget for dental services at all levels, preventive, basic and major.

Golden Rule Insurance Company has dental insurance plans that are just right for helping you fill out your health care coverage. The supplemental dental insurance providers of indemnity dental insurance only reimburse the individual after they have reviewed the dentist’s bill. This forces individuals to pay for dental treatments in full and then submit a claim. The advantage of an indemnity plan is the freedom to select any dentist. Planning ahead with supplemental insurance plans can help you feel more ready to handle the medical costs and out-of-pocket expenses that often accompany these unexpected events.

Choose from a wide variety of plans, coverage, deductibles and benefits so you have coverage to fit your health needs and your financial situation. Supplemental insurance policies can help you pay for out-of-pocket medical expenses such as copays and deductibles when a serious illness or accident happens. Supplemental policies pay benefits directly to you, unless otherwise assigne to help with everyday expenses such as utility bills, groceries, and childcare. The affordable dental coverage plan you can smile about!

The Liberty Dental Program is designed for people who do not possess dental insurance or would like to supplement their existing dental insurance for an even greater savings. You may only enroll in either the Select Plan or Select Plus Plan, not both. With Delta Dental PPO you have access to a network of dentists who accept reduced fees for covered services, giving you the lowest out-of-pocket costs.

Delta Dental PPO Plus Premier combines the Delta Dental PPO and Delta Dental Premier networks, which gives you the benefits of Delta Dental PPO and more.

Dental Managed Care Plan benefits are provided by Metropolitan Life Insurance Company, a New York corporation in NY. Humana Employers Health Plan of Georgia, Inc. Dental HMO plan benefits are provided by: SafeGuard Health Plans, Inc.

Delaware corporation and Metropolitan Life Insurance Company, a New York corporation in NJ.